Pegatroco Crédito Simplificado

Features Pegatroco Crédito Simplificado

Pegatroco came up with the mission to simplify your finances, bring more access to credit lines, without bureaucracy, abusive fees and payment delays, all in an uncomplicated, fast and safe way.We offer Payroll Loan and FGTS Advance with payment within 24 hours.With Pegatroco you can perform payroll loan simulation and anticipation of the birthday withdrawal, all in a quick and easy way.Our advantages are:Payment within 24 hours;Simulate new loan;Hire through the app;Humanized service;Economy, we work with the lowest rates;Download the app and choose the best option for you!The products you can buy straight from your home:FGTS loan:The anticipation of the FGTS birthday withdrawal is available to the worker who has an active or inactive FGTS account, thus using your balance as a guarantee, it is possible to anticipate up to 12 installments of the FGTS birthday withdrawal.Fixed rate of up to 1.99% p.m.;Receive your FGTS within 24 hours;Anticipate up to 12 installments of your birthday loot;Minimum repayment period is 2 days and maximum of 144 months from loan payment;Minimum period for cancellation and full refund is 60 days and maximum of 120 days from the payment of the loan;Hire even being negative;No need to open a new account.Payroll loan:The Payroll Loan is available to INSS retirees and pensioners, this type of loan is deducted directly from the payroll.
In this way, banks are able to offer lower interest rates.Lowest interest rate on the market, from 1.55% p.m.;In up to 84 installments;Minimum term for settlement is 2 days and maximum of 96 months from the date of deposit of the amounts;Minimum period for cancellation and full refund is 60 days and maximum of 120 days from the payment of the loan;100% online hiring.The interest rates, assignable margin and payment term practiced in loans with consignment in payment of Federal, State and Municipal Governments, Armed Forces and INSS observe the determinations of each agreement, as well as the credit policy of the financial institution to be used.
Additional information regarding the credit products offered by Pegatroco: Payroll Loan - minimum of 6 installments and maximum of 96 installments.
Minimum loan amount of R$300.00.
Minimum interest rate of 1.55% and maximum interest rate of 2.49%.
Minimum monthly CET rate of 1.62% and maximum of 2.56%.Payroll loan example: with a monthly installment of R$102.99, it is possible to release to the customer a net amount of R$4,627.61 with monthly amortization term of 84 months, where the variable rates and interest will be applied according to the moment of contracting which on the present date are 1.55% per month.
Price Amortization System.
CET of 21.28% per year.
Thus, the total cost is R$8,651.16 for the customer.
The values ​​shown here are just examples, and may vary according to the commercial conditions of the product at the time of contracting.
Additional information on early birthday withdrawal: Interest rate from 1.49% p.m.
and maximum Total Effective Cost of 2.04% p.m.
(24.48% p.a.) and a minimum of 1.98% p.m.
(23.76% p.a.).
Payment debited annually directly to the account(s) linked to the FGTS.
Payment can be made at any time after contracting.
Minimum value R$ 250.00.
Example: Considering the operation date in February 2022 and anniversary in January, an account with a balance of R$ 8,971.09 in the FGTS manages to have R$ 5,407.43 in advance from the total balance to be paid in 5 annual installments with interest rate of 1.98% am and CET of 2.4% am (28.78% p.a.)Privacy Policyhttps://pegatroco.com.br/politica-privacidadeGuarantee the best interest rate when taking out your loan, its simple, its safe, its fast, its Pegatroco.